Terms & Conditions

By submitting an order, uploading documents, paying for any package, or otherwise using the services offered at fmyhoa.com (the “Services”) provided by Fight My HOA, LLC (“Company,” “we,” “us,” or “our”), you (“you,” “Customer,” or “User”) agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, do not use the Services.

Fight My HOA, LLC is not a law firm. We do not practice law. We do not provide legal advice, legal opinions, legal representation, or legal services of any kind.

Our employees, contractors, agents, and writers are not your attorneys. No attorney-client relationship is created by your use of the Services, by communicating with us, by paying us, or by receiving any document, template, letter, research summary, or other deliverable from us.

The Services consist of self-help document preparation, template customization, secretarial assistance, and general factual or statutory research. All deliverables are provided as informational templates intended to be reviewed, edited, signed, and submitted by you in your individual capacity as a homeowner representing yourself.

For legal advice regarding your rights, obligations, deadlines, or strategy, you must consult a licensed attorney in your jurisdiction. Nothing on our website, in our emails, in our deliverables, or in any communication from us constitutes legal advice.

You are solely responsible for the accuracy of information you provide and for the use of any deliverable we produce. Before you sign, send, file, record, or rely on any document we prepare, you agree to:

• Independently read and verify every statute, case, rule, deadline, governing-document provision, and factual assertion we cite or include;
• Confirm the document is appropriate for your specific situation and jurisdiction;
• Confirm filing, delivery, certified-mail, or hearing deadlines with your HOA, your management company, the courts, and applicable Florida or other state law;
• Consult a licensed attorney whenever the stakes, complexity, or consequences warrant it; and
• Make your own final decision about whether to send, sign, file, or argue anything we prepare.

We do not represent you before any HOA, board, hearing committee, arbitrator, mediator, agency, or court.

HOA disputes are inherently uncertain. We do not guarantee, and expressly disclaim any guarantee, warranty, or promise that:

• any fine, violation, or assessment will be reduced, waived, dismissed, or reversed;
• your HOA, board, or management company will respond at all, respond favorably, or respond on any particular timeline;
• any deliverable will achieve a particular result, settlement, or outcome;
• any deliverable will be accepted by, persuasive to, or legally sufficient for any particular HOA, hearing officer, arbitrator, mediator, agency, or court; or
• any statute, rule, case, or factual conclusion cited remains current, applicable, or correct as applied to your specific facts.

You assume the entire risk and responsibility for the outcome of your dispute, including any fines, late fees, interest, attorney fees, costs, liens, foreclosure actions, or other consequences.

Fees are charged in advance and are listed on the order page. All sales are final except as expressly stated: if we miss the delivery window stated for your selected package, you may request a refund of the amounts paid for that order. Rush fees are refundable only if the rush window is missed.

Refunds are not provided based on the outcome of your dispute or your subjective satisfaction with the deliverable.

Upon full payment, we grant you a personal, non-exclusive, non-transferable, revocable license to use the deliverables prepared for your order solely for your own non-commercial use in connection with your individual HOA dispute. You may not resell, redistribute, sublicense, or use our deliverables to provide services to third parties.

You represent and warrant that you own or have the right to upload any document, photo, or information you submit, and that your submissions do not violate any law or third-party right. You grant us a limited license to use your submissions to perform the Services and to retain them as described in our Privacy Policy.

The Services and all deliverables are provided “AS IS” and “AS AVAILABLE,” without warranty of any kind, express or implied.

To the maximum extent permitted by law, we disclaim all warranties, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, and any warranty that the Services or deliverables will achieve any particular result.

To the maximum extent permitted by law, in no event shall the Company, its members, officers, employees, contractors, agents, or affiliates be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost data, lost opportunities, fines, fees, penalties, attorney fees, liens, foreclosure, loss of property, loss of use of property, or diminution in value, arising out of or relating to the Services, the deliverables, or these Terms, even if advised of the possibility of such damages.

In no event shall the Company’s aggregate cumulative liability to you, for any and all claims arising out of or relating to the Services, the deliverables, or these Terms, exceed the total amount you actually paid to the Company for the specific order giving rise to the claim.

This cap applies regardless of the legal theory (contract, tort, negligence, strict liability, statute, or otherwise) and survives termination of these Terms.

You agree to indemnify, defend, and hold harmless Fight My HOA, LLC and its members, officers, employees, contractors, agents, and affiliates (collectively, the “Indemnified Parties”) from and against any and all claims, demands, actions, suits, proceedings, losses, damages, fines, penalties, liens, judgments, settlements, costs, and expenses (including reasonable attorney fees and costs at trial and on appeal) arising out of or relating to:

• your use of the Services or any deliverable;
• your submission, signature, mailing, filing, recording, or argument of any document we prepared;
• any action or inaction you take or fail to take in connection with your HOA dispute;
• your breach of these Terms or any law; or
• any information you provided to us being inaccurate, incomplete, or misleading.

This indemnity is complete and runs to the benefit of the Indemnified Parties, and survives termination of these Terms.

You and the Company agree that any dispute, claim, or controversy arising out of or relating to the Services, the deliverables, or these Terms shall be resolved exclusively by final and binding individual arbitration, and not in court.

Arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect. The arbitration shall be conducted by a single arbitrator. The seat and legal place of arbitration shall be Broward County, Florida. Hearings may be conducted by video at the arbitrator’s discretion.

The arbitrator’s award is final and binding, and judgment on the award may be entered in any court of competent jurisdiction. The arbitrator has exclusive authority to resolve any dispute about the formation, scope, applicability, interpretation, or enforceability of this arbitration agreement, except that a court of competent jurisdiction shall decide questions concerning the Class Action Waiver in Section 12.

Notwithstanding the above, either party may bring an individual action in small-claims court for disputes within that court’s jurisdiction.

You and the Company agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, mass, or representative action.

The arbitrator may not consolidate more than one person’s claims and may not preside over any form of representative or class proceeding. If this Class Action Waiver is found unenforceable as to any claim, that claim shall be severed and proceed in court, while all other claims shall remain in arbitration.

These Terms and any dispute arising out of or relating to them or the Services shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles.

Subject to the arbitration agreement in Section 11, the exclusive venue for any action permitted to be brought in court (including, without limitation, actions to compel arbitration, confirm or vacate an arbitration award, or pursue claims excluded from arbitration) shall lie exclusively in the state or federal courts located in Broward County, Florida, and you irrevocably consent to the personal jurisdiction of those courts and waive any objection based on forum non conveniens.

Any claim arising out of or relating to the Services, the deliverables, or these Terms must be filed within one (1) year after the claim arose; otherwise, the claim is permanently barred, to the maximum extent permitted by law.

We may modify these Terms at any time by posting an updated version at fmyhoa.com/terms. The version in effect at the time you place an order governs that order. Your continued use of the Services after changes constitutes acceptance of the updated Terms for future orders.

If any provision of these Terms is held unenforceable, the remaining provisions shall remain in full force and effect, and the unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving its intent. These Terms constitute the entire agreement between you and the Company regarding the Services and supersede all prior communications.

Questions about these Terms? Email hello@fmyhoa.com.